Download Lenvi's Redefining retail finance with LaaS use case

Highlighting how digital technology and automation are revolutionising the lending industry, our latest loan management software use case covers the emergence and advantages of "Lending as a Service" (LaaS).  

As digitalisation increases and generative AI and other technologies become more powerful, lending as a service is playing an increasing role in how people borrow money. This is especially true for retail finance lenders. Through LaaS, retail businesses can offer credit options without developing in-house lending infrastructure, benefiting from a scalable, technology-driven model. Key opportunities include faster loan processing, streamlined customer experiences, and embedded financing options like Buy Now, Pay Later (BNPL).  

Loan management platforms are key to taking advantage of these opportunities. LaaS providers form the digital bridge between consumers, merchants and lenders, bringing a fast and reliable way to evaluate consumers’ credit history and perform other background checks to approve credit applications and ensure compliance.  

The result is streamlined loan origination, improved underwriting accuracy, and enhanced customer experience across the retail finance journey.  

With Lenvi, you have a scalable and highly flexible loan management platform that is easy to configure and will match precise lending requirements across the full loan lifecycle. If you don’t want us to do everything, our API driven architecture means you can connect or build your own integrations, creating the structure and services that best suit your business.