Download our exclusive research on UK consumers' attitudes to lending in 2024

The report explores:

• Attitudes to Open Banking: 65% of people would
  consider giving a lender temporary access to their transaction history if it could lead to a more personalised rate.

• Vulnerability and BNPL: Over half of individuals with mental health conditions (55%) and cognitive disabilities (52%) are utilizing BNPL

• Reputation Matters: Brand reputation (38%) is now equally important as interest rates (39%) for consumers when selecting a lender, altering the lending landscape.